Being a Hatfield homeowner is no easy task. On top of regular upkeep, incidents often happen when you least expect them — whether it be damage caused by a natural disaster, an accident caused by a resident, theft, etc. No matter the situation, damage to your property is a stressful situation. The process of rectifying these damages is called insurance claim adjustment, and without the right help, this process can become equally stressful.
What you can expect from Smyrl Insurance that will get you through the trials and tribulations of filing a claim? Read on to learn more about the process.
- Contact your agent
Before taking any other steps, call Smyrl Insurance in Hatfield, PA and inform them of the incident. They are associated with your insurance company and are there to help you file claims and take advantage of the policy coverage. Bob and his team will ask for as much information and detail as possible. They will use this information to reach out to a claims adjuster to continue the process.
TIP: Some of the information needed by Smyrl may be time-sensitive like photographic evidence of the damage.
- Investigate the claim
Your insurance company will assess the extent of the losses and damage. The claims adjuster will oftentimes come to the scene of the Hatfield incident to investigate, and may ask for more evidence to support your claim.
- Review your policy
Now it’s time to review what’s covered in your homeowner’s policy. Your adjuster will review your policy and determine coverage.
TIP: Be sure that your insurance policy is up-to-date. Don’t let your coverage lapse. Should that happen, you may be left with no coverage at all. Contact Smyrl Insurance to review your policy annually to be sure your coverage is current.
- Damage estimate
The damage is covered by your insurance policy. That’s good news! Next, the adjuster will give your insurance company an estimate of damages and repairs. This may involve other professionals in specific areas, such as plumbers or contractors, to solve different home repair problems associated with your incident.
TIP: Seek help from local Hatfield industry professionals for repairs, or ask your friends at Smyrl Insurance for recommendations.
- Receive your payment
Once your claim is approved, the last step is for the insurance company to pay for the losses or damages incurred.
Filing a homeowner’s insurance claim can be a stressful experience without a quality insurance partner to guide you through the process. Smyrl Insurance has been serving Montgomery County for over 65 years, and we make it our mission to put homeowners’ minds at ease. Our customers know that they are in good hands, no matter the circumstances of their claim. Give us a call today!