You may have heard from your insurance agent that your premiums are increasing, even if you haven’t had a claim in a while. In the past, going without a claim for a few years typically meant your rates could go down at renewal time. Now you are being charged higher premiums, seemingly without better coverage, are you being duped?
What is a Hard Market in Insurance? Read More »
Tree damage reports are one of the more frustrating insurance conversations a property owner will have. Most people expect to make the claim against their neighbor’s homeowner policy, but it almost never actually works out that way. The bottom line is that whoever owns the property where the tree fell now also owns the tree. Furthermore, the actual property affected by the tree will dictate how or if there is an insurance claim at all.
What Happens if My Neighbor’s Tree Falls on My House? Read More »