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Most retail extended warranties only pay out 8 cents on the dollar. Basically, it’s all profit. From the big picture perspective, they simply aren’t a worthwhile investment. But you may have other options for protecting your purchases.
Should I Buy Product Protection Insurance? Read More »
For the first time in U.S. history, individuals could insure their personal property against war damage. Once again, private insurers required the backing of the U.S. Treasury to subsidize the policies they were being asked to write. The War Damage insurance program caught the attention of other countries, and many still have these programs in place today.
The History of Insurance Coverage in War Read More »
At some point in life, we all cross an “adulting” line where we truly appreciate practical and useful gifts. Teens and young adults might straddle that line for several years, and it’s always a challenge for parents to strike a good balance with fun versus useful gifts. What’s great about modern practical gifts is that so many of them are hi-tech or attractive enough to be popular among the younger crowd.
Popular and Practical Gifts for Teens and Young Adults Read More »
Speaking of cooking safety, food poisoning is another one of the most common insurance claims made during the Thanksgiving holiday. This one is not as publicized, but the risk of sending one of your guests to the hospital for food poisoning is not insignificant. Are you sure you are serving properly cooked food? If someone does get sick, do you have the right policy to cover their medical expenses?
Thanksgiving and Food Poisoning: Most Common Causes Read More »
If you have never been asked to provide a Certificate of Insurance (COI) for your small business before, that first request can be confusing. What you are really being asked is to show proof of insurance. Fortunately, if you have business insurance, obtaining a COI is pretty simple.
My Business is Being Asked for a Certificate of Insurance Read More »
Tree damage reports are one of the more frustrating insurance conversations a property owner will have. Most people expect to make the claim against their neighbor’s homeowner policy, but it almost never actually works out that way. The bottom line is that whoever owns the property where the tree fell now also owns the tree. Furthermore, the actual property affected by the tree will dictate how or if there is an insurance claim at all.
What Happens if My Neighbor’s Tree Falls on My House? Read More »
Student loan debt affects more than just your personal budget. It also has an impact on your credit score. That credit score is a determining factor in obtaining affordable insurance policies.
Don’t Let Student Loan Debt Damage Your Credit! Read More »
If you have a swimming pool at your home, you know that it provides a constant source of entertainment, exercise, and socialization all summer long. As much as your pool is a fun gathering place for friends and family, pool safety needs to be your main priority all the time.
Stay on Top of Pool Safety this Summer Read More »
No one likes to think about their quiet neighborhood or community being a place where crime happens, but unfortunately, it does. While crime remains low in this region of Southeastern PA, especially violent crime, things like vehicle theft and break-ins are gaining in frequency. If you have never had the misfortune of having your car vandalized or broken into, get familiar with the process now so that you can handle an incident quickly and correctly.
What Happens if My Car Gets Broken into? Read More »
Women are very well represented in the insurance profession. Among small and medium sized agencies, women occupy a large percentage of principal or senior manager positions, non-principal management, and producer positions. These are all positions where individuals can enjoy an excellent salary and career growth.
Celebrating Women in Insurance this Women’s History Month Read More »